How Much Does a New Roof Cost in Florida?

How Much Does a New Roof Cost in Florida?


Introduction:

If you’re a Florida homeowner wondering how much it costs to replace your roof, you’re not alone. With hurricanes, intense UV rays, and humidity pounding roofs year-round, knowing what to budget for — and what to avoid — is key to protecting your property and wallet.

In this guide, we’ll break down:

  • Roofing cost ranges by material

  • What affects price (beyond size)

  • Whether insurance will cover anything

  • How financing and “no deposit” options work

  • When it’s smarter to repair vs. replace


💰 Average Roof Replacement Costs in Florida (2025 Estimates)

Roofing Type Price Per Sq. Ft. Avg. Total Cost (1,800 sq. ft. roof)
Asphalt Shingles $4.00 – $6.50 $7,200 – $11,700
Architectural Shingles $5.50 – $8.00 $9,900 – $14,400
Metal Roofing $8.00 – $14.00 $14,400 – $25,200
Concrete Tile Roofing $10.00 – $16.00 $18,000 – $28,800
Clay Tile Roofing $12.00 – $18.00 $21,600 – $32,400
Flat/TPO Roof (Commercial) $5.00 – $8.00 $9,000 – $14,400

MarkOne Tip: Don’t pick solely on cost. Material lifespan and hurricane durability are just as critical in Florida.


🔍 Factors That Affect Roof Pricing

  • Material Type: Metal and tile last longer, but cost more upfront.

  • Roof Complexity: More slopes, valleys, or skylights = higher labor.

  • Tear-Off Costs: Removing old roofing adds time and debris fees.

  • Permit & City Fees: Required in most Florida counties.

  • Insurance Requirements: Some carriers won’t cover older or damaged roofs.

  • Emergency Repair Timing: Post-storm demand spikes prices across the state.


🌀 Will Insurance Cover My Roof?

It depends on:

  • Age of the roof

  • Cause of damage (sudden storm vs. wear and tear)

  • Policy type (ACV vs. RCV)

If your roof is under 10 years old and storm-damaged, you may qualify for coverage. MarkOne works with insurance adjusters to provide documentation and fast estimates.


💸 No Deposit & Financing Options

MarkOne offers:

  • $0 down to start

  • Flexible monthly financing

  • Free inspections

  • Free exterior painting & tarping (limited-time offer)


🛠️ Repair vs. Replace: Which Is More Cost-Effective?

Situation Best Option
Localized shingle damage Repair
Widespread age/wear Replace
Water/mold intrusion Replace
Post-hurricane roof failure Replace ASAP

✅ Final Thoughts

A new roof in Florida isn’t just an expense — it’s a protective investment. With the right materials, contractor, and timing, you’ll avoid emergency costs and boost your home’s resale value.

📞 Ready to get a no-pressure estimate? Call us at (954) 408-1532 or
🌐 Request your free quote online »